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I fully understand that to earn the customer's satisfaction, hard work and dedication are very important factors. Your cousin Vinny will strive to satisfy you, my customer, in order to suit your individual mortgage needs and make the home buying process a painless one.

While other lenders are looking for an excuse to reject your loan application we find a way to say yes. And, unlike many other mortgage companies, my customers get the respect and honesty that they expect and deserve.

My Philosophy

Provide the best service to my customers with the highest level of honesty and ethics.

My Vision for the Future

Your Cousin Vinny will continue to provide superior customer service, outstanding professionalism, and uncompromising integrity. Ethical and honest business practices are essential to building long-lasting relationships. I have always made a commitment to uphold the highest values, and will continue to adhere to that promise in the future.

 

 

Credit Scoring
The subject of credit scoring has become an increasingly hot topic, and for good reason. For many years, the general public only associated the concept of credit scoring with the need to purchase high−ticket items such as a new car or a home. Today, credit scoring goes much further. Your credit score can affect your ability to get a good rate on commodities such as car insurance, cell phones, or  even determine whether or not you get the job that you want.

Five Factors of Credit Scoring

  1. PAYMENT HISTORY − 35% IMPACT
  2. OUTSTANDING CREDIT BALANCES − 30% IMPACT
  3. CREDIT HISTORY − 15% IMPACT
  4. TYPE OF CREDIT − 10% IMPACT
  5. INQUIRIES − 10% IMPACT

You can e-mail me at:

YourCousinVinny.net
Need a mortgage on your new home or want to refinance on your current home?
Let your cousin Vinny lead you in the right direction!